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  • Home
  • Services
    • Mortgage Pre-Approval
    • Home Purchase
    • Mortgage Renewal
    • Accessing Home Equity
    • Rental Property
    • Vacation Property
    • Construction Mortgage
  • Tools
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Checklist
    • Moving Directory
    • Mortgage Q&A
    • Document Checklist
    • Resources
  • Reviews
  • About
    • Mike Brandsma
    • Lynn Moroz
  • Contact
  • Blog
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FAQ Category: Q+A

Why use a mortgage broker?

While the banks can only offer you their own products, we have access to a number of lenders that provide a wide range of mortgage […]

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Why choose The Mortgage Centre We Connect?

We’re a well-established, local mortgage brokerage that offers expert guidance, advice and competitive rates. We work together to make your home buying experience effortless. We’re […]

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How much do your services cost?

Our services are free to use. The lender pays us when your mortgage funds. There are some cases when a private mortgage is required and […]

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How much do I need for a down payment?

Mortgage insurance products allow home buyers to put as little as 5% down payment on a home. We can help you decide how much of […]

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What is the benefit of getting pre-approved?

A mortgage pre-approval is just like applying for a mortgage, but it’s done before you shop for a home. You will determine how much you […]

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What is the best term to consider?

Usually the shorter the term, the lower the rate. However many people prefer the comfort of a longer mortgage term for its stability. We often […]

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What is a high ratio or insured mortgage?

When you purchase a home in Canada with less than a 20% down payment, it is considered a high ratio or insured mortgage. Canada Mortgage […]

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Recent Posts

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  • Home Buyers’ Plan for First-Time Home Buyers
  • Rate Announcement January 25, 2023

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The Mortgage Centre We Connect
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Spruce Grove, Alberta T7X 2K6
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