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  • Home
  • Services
    • Mortgage Pre-Approval
    • Home Purchase
    • Mortgage Renewal
    • Accessing Home Equity
    • Rental Property
    • Vacation Property
    • Construction Mortgage
  • Tools
    • Download Mortgage App
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Checklist
    • Moving Directory
    • Mortgage Q&A
    • Document Checklist
    • Resources
  • Reviews
  • About
    • Mike Brandsma
    • Lynn Moroz
  • Contact
  • Blog
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The Mortgage Centre
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First Responder Mortgage Program
July 21, 2021January 2, 2022First Responder Program

First Responder Mortgage Program

I once had the privilege of being a volunteer firefighter with Parkland County. I can tell you firsthand that it takes a special kind of […]

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Soak Up Savings With Low Mortgage Rates This Summer!
July 3, 2021January 2, 2022Home Buying Experience, Interest Rates, Mortgage Rates

Soak Up Savings With Low Mortgage Rates This Summer!

It looks like it will be a great summer now that Alberta’s Open for Summer Plan has begun (and the weather has been amazing!) Hopefully, after an […]

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The Term "Pre-approval" Can Be Misleading
June 19, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Mortgage Tips, Pre-approval

The Term “Pre-approval” Can Be Misleading

Although going through the pre-approval process is more important than ever, pre-approvals are often misleading. Here’s why you should have the condition “subject to financing” […]

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June 1, 2021 New Mortgage Stress Test
May 21, 2021January 2, 2022Mortgage Guidelines, Mortgage News Canada

June 1, 2021: New Mortgage Stress Test

It came as a surprise yesterday to hear that the minimum qualifying rate for ALL (insured & uninsured) mortgages will increase on June 1st. The […]

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Conditionally Approved vs Unconditionally Approved
April 2, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Home Buying Experience, Mortgage Tips

Conditionally Approved vs Unconditionally Approved

Learn the difference between conditionally approved and unconditionally approved. These are two terms that you will hear once you make an offer on a home. […]

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Tax Refund
March 9, 2021January 2, 2022Financial Tips

Put Your Tax Refund to Work

With the average Canadian tax refund of around $1400, it’s tempting to spend it carelessly. However, every financial advisor, banker and mortgage broker will tell […]

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What Your Spending Habits Say About You
February 18, 2021January 2, 2022Financial Tips

What Your Spending Habits Say About You

What do your spending habits say about you? According to a study done by the Association for Psychological Science, decisions on how you spend your […]

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What You Need To Know Before Switching Your Mortgage
January 27, 2021January 2, 2022Financial Tips, Mortgage Switch, Mortgage Tips

What You Need To Know Before Switching Your Mortgage

This is the ideal time for you to take a look at switching your mortgage. You could benefit from current market movements. You might be […]

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Purchase Plus Improvements Mortgage
December 15, 2020January 2, 2022Buying a New Home, Financial Tips, First Time Home Buyer, Home Improvement, Interior Design, Mortgage Tips, Purchase Plus Improvements

Purchase Plus Improvements Mortgage

You can include the costs of home improvements into your mortgage with the Purchase Plus Improvements Mortgage. You don’t have to cross a home off […]

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Title Fraud
November 30, 2020January 2, 2022Homeowner Tips, Title Insurance

Beware of Title Fraud

Title fraud is something you need to be aware of as a homeowner. In a time where identity theft is on the rise, the last […]

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