Rate Announcement September 7, 2022
The Bank of Canada delivered the fifth consecutive interest-rate hike to slow Canada’s economy and drag inflation down. The key rate increased by 0.75 percent, […]
Read moreCategory: Buying a New Home
3 Essential Pre-Approval Steps
I often get contacted at the eleventh hour because financing goes sideways on a new home purchase. The most common reason is that the mortgage […]
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Mortgage Features to Consider
You cannot compare apples to apples when it comes to mortgage lending. There are a large variety of mortgage products to choose from in today’s […]
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Portability Mortgage Feature
Mortgages come with many features, some of which could be unknown to you. The one that I see many people taking advantage of right now […]
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Choosing a Real Estate Agent
Choosing a real estate agent can feel like picking a needle out of a haystack. Because there are so many options, consumers need to know […]
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House Hunting in Today’s Market
In today’s housing market, you need to be on your toes when you go house hunting. The market has shifted to sellers having more of […]
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The Term “Pre-approval” Can Be Misleading
Although going through the pre-approval process is more important than ever, pre-approvals are often misleading. Here’s why you should have the condition “subject to financing” […]
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Conditionally Approved vs Unconditionally Approved
Learn the difference between conditionally approved and unconditionally approved. These are two terms that you will hear once you make an offer on a home. […]
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Purchase Plus Improvements Mortgage
You can include the costs of home improvements into your mortgage with the Purchase Plus Improvements Mortgage. You don’t have to cross a home off […]
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GDS and TDS Calculations
Learn how mortgage lenders calculate your debt service ratios, GDS and TDS. You need to know these two basic calculations so you can crunch the numbers […]
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