Which is better, variable or fixed-rate mortgage?
Which is better, variable or fixed-rate mortgage? This has been a long-debated topic and a pressing question for many Canadian homeowners. Have you thought about […]
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House Hunting in Today’s Market
In today’s housing market, you need to be on your toes when you go house hunting. The market has shifted to sellers having more of […]
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Buying a Starter Home
How do you know if a starter home is right for you? The decision to buy a home is a big one, and it gets even […]
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First Responder Mortgage Program
I once had the privilege of being a volunteer firefighter with Parkland County. I can tell you firsthand that it takes a special kind of […]
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Soak Up Savings With Low Mortgage Rates This Summer!
It looks like it will be a great summer now that Alberta’s Open for Summer Plan has begun (and the weather has been amazing!) Hopefully, after an […]
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The Term “Pre-approval” Can Be Misleading
Although going through the pre-approval process is more important than ever, pre-approvals are often misleading. Here’s why you should have the condition “subject to financing” […]
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June 1, 2021: New Mortgage Stress Test
It came as a surprise yesterday to hear that the minimum qualifying rate for ALL (insured & uninsured) mortgages will increase on June 1st. The […]
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Conditionally Approved vs Unconditionally Approved
Learn the difference between conditionally approved and unconditionally approved. These are two terms that you will hear once you make an offer on a home. […]
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Put Your Tax Refund to Work
With the average Canadian tax refund of around $1400, it’s tempting to spend it carelessly. However, every financial advisor, banker and mortgage broker will tell […]
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What Your Spending Habits Say About You
What do your spending habits say about you? According to a study done by the Association for Psychological Science, decisions on how you spend your […]
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