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Category: Buying a New Home

House Hunting in Today's Market
September 2, 2021January 2, 2022Buying a New Home, Mortgage Tips

House Hunting in Today’s Market

In today’s housing market, you need to be on your toes when you go house hunting. The market has shifted to sellers having more of […]

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The Term "Pre-approval" Can Be Misleading
June 19, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Mortgage Tips, Pre-approval

The Term “Pre-approval” Can Be Misleading

Although going through the pre-approval process is more important than ever, pre-approvals are often misleading. Here’s why you should have the condition “subject to financing” […]

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Conditionally Approved vs Unconditionally Approved
April 2, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Home Buying Experience, Mortgage Tips

Conditionally Approved vs Unconditionally Approved

Learn the difference between conditionally approved and unconditionally approved. These are two terms that you will hear once you make an offer on a home. […]

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Purchase Plus Improvements Mortgage
December 15, 2020January 2, 2022Buying a New Home, Financial Tips, First Time Home Buyer, Home Improvement, Interior Design, Mortgage Tips, Purchase Plus Improvements

Purchase Plus Improvements Mortgage

You can include the costs of home improvements into your mortgage with the Purchase Plus Improvements Mortgage. You don’t have to cross a home off […]

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Total Debt Service
October 5, 2020January 2, 2022Buying a New Home, Mortgage Guidelines, Mortgage Tips

GDS and TDS Calculations

Learn how mortgage lenders calculate your debt service ratios, GDS and TDS. You need to know these two basic calculations so you can crunch the numbers […]

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