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Category: Mortgage Tips

House Hunting in Today's Market
September 2, 2021January 2, 2022Buying a New Home, Mortgage Tips

House Hunting in Today’s Market

In today’s housing market, you need to be on your toes when you go house hunting. The market has shifted to sellers having more of […]

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Buy a home that fits within your budget and is a good starter home.
August 19, 2021January 2, 2022Financial Tips, First Time Home Buyer, Home Shopping, Mortgage Tips, Pre-approval

Buying a Starter Home

How do you know if a starter home is right for you? The decision to buy a home is a big one, and it gets even […]

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The Term "Pre-approval" Can Be Misleading
June 19, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Mortgage Tips, Pre-approval

The Term “Pre-approval” Can Be Misleading

Although going through the pre-approval process is more important than ever, pre-approvals are often misleading. Here’s why you should have the condition “subject to financing” […]

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Conditionally Approved vs Unconditionally Approved
April 2, 2021January 2, 2022Buying a New Home, First Time Home Buyer, Home Buying Experience, Mortgage Tips

Conditionally Approved vs Unconditionally Approved

Learn the difference between conditionally approved and unconditionally approved. These are two terms that you will hear once you make an offer on a home. […]

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What You Need To Know Before Switching Your Mortgage
January 27, 2021January 2, 2022Financial Tips, Mortgage Switch, Mortgage Tips

What You Need To Know Before Switching Your Mortgage

This is the ideal time for you to take a look at switching your mortgage. You could benefit from current market movements. You might be […]

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Purchase Plus Improvements Mortgage
December 15, 2020January 2, 2022Buying a New Home, Financial Tips, First Time Home Buyer, Home Improvement, Interior Design, Mortgage Tips, Purchase Plus Improvements

Purchase Plus Improvements Mortgage

You can include the costs of home improvements into your mortgage with the Purchase Plus Improvements Mortgage. You don’t have to cross a home off […]

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Mortgage Payment Frequency
November 17, 2020January 2, 2022Financial Tips, First Time Home Buyer, Mortgage Payment, Mortgage Tips

Mortgage Payment Frequencies

There are many options when choosing a mortgage payment. The best payment choice depends on an individual’s preference and financial goals. Payment frequency and payment […]

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Total Debt Service
October 5, 2020January 2, 2022Buying a New Home, Mortgage Guidelines, Mortgage Tips

GDS and TDS Calculations

Learn how mortgage lenders calculate your debt service ratios, GDS and TDS. You need to know these two basic calculations so you can crunch the numbers […]

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