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  • Home
  • Services
    • Mortgage Pre-Approval
    • Home Purchase
    • Mortgage Renewal
    • Accessing Home Equity
    • Rental Property
    • Vacation Property
    • Construction Mortgage
  • Tools
    • Download Mortgage App
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Checklist
    • Moving Directory
    • Mortgage Q&A
    • Document Checklist
    • Resources
  • Reviews
  • About
    • Mike Brandsma
    • Lynn Moroz
  • Contact
  • Blog
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The Mortgage Centre
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January 5, 2024Financial Tips

Start the New Year Right with a Financial Review

As we bid farewell to the past year and embrace the opportunities of the upcoming one, I want to share a suggestion that could significantly […]

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January 1, 2024January 2, 2024Contest

Write a Review for Your Chance to Win $200 CASH!

The Mortgage Centre We Connect is excited to be giving away a chance to win $200 Cash to a lucky winner! How to Enter $200 […]

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December 11, 2023December 15, 2023Financial Tips, Seasonal Activities

Smart Holiday Spending

The holidays are upon us, and according to a report from the Retail Council of Canada, the average Canadian will spend about $900 per person for […]

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Rate Announcement
December 6, 2023December 6, 2023Building a New Home, Buying a New Home, Interest Rates, Mortgage News Canada, Mortgage Rates

Rate Announcement December 6, 2023

The Bank of Canada announced it will keep its key interest rate at 5%, with the Bank Rate at 5¼%. This decision will keep the […]

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December 1, 2023December 3, 2023Mortgage Guidelines, Mortgage Insurance, Mortgage News Canada, Mortgage Renewal, Mortgage Switch, Switch Mortgage

Mortgage Renewal Rule Updates

As Canadian homeowners gear up to renew their mortgages in the coming year, recent renewal updates outlined in the Liberals’ fall economic statement could offer […]

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Default Insurance
November 9, 2023July 22, 2024Buying a New Home, Default Insurance, First Time Home Buyer, Mortgage Guidelines, Mortgage Insurance

What is Mortgage Default Insurance?

Why do most lenders require mortgage default insurance for home buyers purchasing homes with less than a twenty percent down payment? Canadian banks and most […]

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October 25, 2023Interest Rates, Mortgage News Canada, Mortgage Rates, Variable-Rate

Rate Announcement October 25, 2023

We can all relax once more with today’s rate announcement. The Bank of Canada announced it’s leaving the overnight target rate unchanged at 5% for […]

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October 16, 2023Homeowner Tips, Interior Design, Seasonal Activities

Halloween Safety Decorating Tips

It’s that time of year again, Halloween! When we embrace the spooky spirit and transform our homes into haunted houses. But before you start ghoulishly […]

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Credit Score
September 18, 2023October 4, 2023Credit Score, Financial Tips, Mortgage Tips, Pre-approval

Credit Bureau and Your Mortgage Approval

There are many reasons why a mortgage application can be delayed or, even worse, declined. A key tool lenders rely on when identifying any concerns […]

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Rate Announcement
September 6, 2023Interest Rates, Mortgage News Canada, Mortgage Rates, Variable-Rate

Rate Announcement September 6, 2023

Here’s the scoop on the most recent rate announcement. The Bank of Canada announced it’s leaving the overnight target rate unchanged at 5%. This decision […]

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