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  • Home
  • Services
    • Mortgage Pre-Approval
    • Home Purchase
    • Mortgage Renewal
    • Accessing Home Equity
    • Rental Property
    • Vacation Property
    • Construction Mortgage
  • Tools
    • Download Mortgage App
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Checklist
    • Moving Directory
    • Mortgage Q&A
    • Document Checklist
    • Resources
  • Reviews
  • About
    • Mike Brandsma
    • Lynn Moroz
  • Contact
  • Blog
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The Mortgage Centre
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Shopping for a home
September 4, 2023October 10, 2023Buying a New Home, First Time Home Buyer, Home Buying Experience, Mortgage Tips, Pre-approval

Do Your Homework and Get Pre-approved For a Mortgage

Shopping for a home without a mortgage pre-approval is like forgetting to do your homework. Good luck explaining to your real estate agent that your […]

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What is a Grandfathered Transfer?
August 12, 2023August 14, 2023Mortgage Renewal

What is a Grandfathered Transfer?

If you purchased your home before November 30, 2016…. then this is a must read about your mortgage renewal options. Under the old mortgage rules, […]

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July 20, 2023Buying a New Home, Financial Tips, Home Buying Experience, Home Shopping, Mortgage Payment, Mortgage Tips, Pre-approval

Benefits of a Mortgage App

Have you ever wondered about what type of home you could afford? If so, you can get an idea right now. Download my mortgage app […]

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July 12, 2023July 12, 2023Interest Rates, Mortgage News Canada, Mortgage Rates, Variable-Rate

Rate Announcement July 12, 2023

The Bank of Canada announced its latest interest rate decision this morning, along with new economic projections. Unsurprisingly, the benchmark rate increased a quarter percent, […]

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June 29, 2023Buying a New Home, Home Buying Experience

Choose Your Possession Date Wisely

As exciting as it is to move into a new home, choose your possession date wisely. While Fridays and long weekends seem like convenient options, […]

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Rising Rents in Alberta
June 14, 2023June 15, 2023First Time Home Buyer, Home Buying Experience, Mortgage News Canada, Pre-approval

Rising Rents in Alberta

If you’re looking for an affordable place to rent in Alberta’s major cities, it’s becoming a challenge.  The average rent price in Alberta and across […]

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June 7, 2023Interest Rates, Mortgage News Canada, Mortgage Rates, Variable-Rate

Rate Announcement June 7, 2023

After hitting pause on rates, the Bank of Canada decided to increase their overnight target rate today to 4.75 percent from 4.5 percent. The prime […]

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Factors That Impact Mortgage Rates
May 30, 2023Financial Tips, Interest Rates, Mortgage Rates

Factors That Impact Mortgage Rates

If you are planning on purchasing a home or need to renew your existing mortgage, it is essential to understand the variables that influence mortgage […]

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Mortgage Renewal
May 29, 2023June 1, 2023Mortgage Renewal, Mortgage Switch, Mortgage Tips, Switch Mortgage

Mortgage Renewal

Is it time to renew your mortgage? Educate yourself on the renewal process before signing your renewal notice. One mistake could cost you thousands of […]

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Clean Naturally
May 18, 2023Seasonal Activities

“Cleaner” Type of clean!

It’s that time of year when we feel the urge to start cleaning. Spring cleaning allows us to start the season on a fresh, clean […]

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